/* ============================================================
   Defer Property Gains — Luxe Latitudes x Davenport & Associates
   Editorial rework. Vanilla CSS, no framework, no build step.
   ============================================================ */

/* ---------- FONTS (self-hosted variable woff2, latin subset) ---------- */
@font-face{font-family:"Jost";font-style:normal;font-weight:100 900;font-display:swap;
  src:url(../fonts/jost-var.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Newsreader";font-style:normal;font-weight:200 800;font-display:swap;
  src:url(../fonts/newsreader-var.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Newsreader";font-style:italic;font-weight:200 800;font-display:swap;
  src:url(../fonts/newsreader-var-italic.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

/* ---------- TOKENS ---------- */
:root{
  --ink:#191817;
  --ink-2:#4a453e;
  --muted:#77716a;
  --paper:#ffffff;
  --wash:#f7f5f1;
  --wash-2:#efeae1;
  --rule:#e2ddd3;
  --rule-2:#cfc8bb;
  --brass:#9c8654;
  --brass-d:#7a6740;
  --brass-l:#cbb98f;
  --dark:#16130f;
  --dark-2:#221d17;
  --warn:#9a4b34;

  --sans:"Jost","Futura","Century Gothic","Trebuchet MS",system-ui,-apple-system,sans-serif;
  --serif:"Newsreader","Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
  /* Headline face. Flip to var(--sans) to put every heading back on Futura/Jost. */
  --display:var(--serif);

  --gutter:clamp(20px,5vw,40px);
  --measure:1180px;
  --pad-y:clamp(72px,9vw,124px);
  --hdr:74px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--hdr) + 12px);-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--serif);font-size:1.0625rem;line-height:1.68;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}
img,svg,picture{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{margin:0;font-weight:400;font-family:var(--display);letter-spacing:-.008em;line-height:1.16}
p{margin:0}
button,input,select,textarea{font:inherit;color:inherit}
::selection{background:var(--brass-l);color:var(--ink)}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}

/* ---------- LAYOUT PRIMITIVES ---------- */
.wrap{width:100%;max-width:var(--measure);margin-inline:auto;padding-inline:var(--gutter)}
.narrow{max-width:64ch}
.section{padding-block:var(--pad-y)}
.wash{background:var(--wash)}
.rule{height:1px;background:var(--rule);border:0;margin:0}

/* ---------- TYPE ---------- */
h1{font-size:clamp(1.95rem,1.25rem + 2.35vw,3.05rem);line-height:1.08;font-weight:400}
h2{font-size:clamp(1.7rem,1.2rem + 2vw,2.6rem);line-height:1.14}
h3{font-size:clamp(1.15rem,1.05rem + .4vw,1.4rem);line-height:1.28}
.eyebrow{
  font-family:var(--sans);font-size:.68rem;font-weight:500;letter-spacing:.22em;
  text-transform:uppercase;color:var(--brass-d);display:flex;align-items:center;gap:.85em;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--brass);flex:none}
.eyebrow.plain::before{display:none}
.centered .eyebrow{justify-content:center}
.lead{font-size:clamp(1.08rem,1.02rem + .3vw,1.24rem);line-height:1.62;color:var(--ink-2);margin-top:1.1em}
.small{font-size:.9rem;color:var(--muted);line-height:1.6}
.label{font-family:var(--sans);font-size:.66rem;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--muted)}
strong{font-weight:600}

.intro{max-width:62ch}
.intro h2{margin-top:.55em}
.intro > p + p{margin-top:1em}
.centered{text-align:center;margin-inline:auto}

/* ---------- BUTTONS ---------- */
.btn{
  --bg:var(--ink);--fg:#fff;--bd:var(--ink);
  display:inline-flex;align-items:center;justify-content:center;gap:.6em;
  font-family:var(--sans);font-size:.73rem;font-weight:500;letter-spacing:.19em;text-transform:uppercase;
  padding:1.1em 2.1em;border:1px solid var(--bd);background:var(--bg);color:var(--fg);
  text-decoration:none;cursor:pointer;transition:background .2s ease,color .2s ease,border-color .2s ease;
  white-space:nowrap;
}
.btn:hover,.btn:focus-visible{background:transparent;color:var(--bd)}
.btn.brass{--bg:var(--brass);--bd:var(--brass);--fg:#fff}
.btn.brass:hover,.btn.brass:focus-visible{color:var(--brass-d);border-color:var(--brass-d)}
.btn.ghost{--bg:transparent;--fg:#fff;--bd:rgba(255,255,255,.45)}
.btn.ghost:hover,.btn.ghost:focus-visible{background:#fff;color:var(--ink);border-color:#fff}
.btn.line{--bg:transparent;--fg:var(--ink);--bd:var(--rule-2)}
.btn.line:hover,.btn.line:focus-visible{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:2em}
.centered .btn-row{justify-content:center}

/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  position:sticky;top:0;z-index:80;background:rgba(255,255,255,.94);
  -webkit-backdrop-filter:saturate(180%) blur(12px);backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--rule);transition:box-shadow .25s ease;
}
.site-header.compact{box-shadow:0 1px 24px rgba(25,24,23,.09)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:24px;
  max-width:1320px;margin-inline:auto;padding:14px var(--gutter);transition:padding .25s ease}
.site-header.compact .hbar{padding-block:9px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex:none}
.brand img{width:40px;height:auto;transition:width .25s ease}
.site-header.compact .brand img{width:33px}
.brand .bn{font-family:var(--sans);font-size:.78rem;font-weight:500;letter-spacing:.22em;
  text-transform:uppercase;line-height:1.3}
.brand .bn span{display:block;font-size:.56rem;letter-spacing:.24em;color:var(--muted);font-weight:400}
.mainnav{display:flex;align-items:center;gap:clamp(16px,2vw,30px)}
.mainnav a:not(.btn){
  font-family:var(--sans);font-size:.7rem;font-weight:400;letter-spacing:.16em;text-transform:uppercase;
  text-decoration:none;color:var(--ink);padding-bottom:.4em;border-bottom:1px solid var(--rule-2);
  transition:color .2s,border-color .2s;white-space:nowrap;
}
.mainnav a:not(.btn):hover,.mainnav a:not(.btn):focus-visible{color:var(--brass-d);border-bottom-color:var(--brass)}
.mainnav .btn{padding:.95em 1.5em;font-size:.68rem}
.navtoggle{display:none;background:none;border:1px solid var(--rule-2);padding:11px 13px;
  cursor:pointer;line-height:0;transition:border-color .2s}
.navtoggle:hover{border-color:var(--brass)}
.navtoggle span{display:block;width:18px;height:1px;background:var(--ink);transition:transform .25s ease,opacity .2s ease}
.navtoggle span + span{margin-top:5px}
.navtoggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.navtoggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.navtoggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

@media(max-width:960px){
  .navtoggle{display:block}
  .mainnav{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;gap:0;padding:4px var(--gutter) 22px;display:none;
    border-bottom:1px solid var(--rule);box-shadow:0 16px 36px rgba(25,24,23,.10)}
  .mainnav.open{display:flex}
  .mainnav a:not(.btn){padding:15px 0;border-bottom:1px solid var(--rule);font-size:.78rem}
  .mainnav .btn{margin-top:16px;font-size:.72rem;padding:1.05em 1.5em}
}

/* ============================================================
   HERO
   ============================================================ */
.hero{position:relative;isolation:isolate;color:#fff;display:flex;flex-direction:column;
  justify-content:flex-end;min-height:min(84vh,760px);padding-top:clamp(52px,8vw,88px)}
.hero-media{position:absolute;inset:0;z-index:-2;overflow:hidden;background:var(--dark)}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:50% 42%}
.hero::before{
  content:"";position:absolute;inset:0;z-index:-1;
  background:
    linear-gradient(102deg,rgba(16,13,10,.90) 0%,rgba(16,13,10,.80) 34%,rgba(16,13,10,.44) 66%,rgba(16,13,10,.26) 100%),
    linear-gradient(to top,rgba(16,13,10,.72) 0%,rgba(16,13,10,0) 42%);
}
.hero-inner{max-width:var(--measure);margin-inline:auto;width:100%;padding:0 var(--gutter) clamp(30px,4vw,46px)}
.hero-copy{max-width:46ch}
.hero .eyebrow{color:var(--brass-l)}
.hero .eyebrow::before{background:var(--brass-l)}
.hero h1{margin-top:.6em;color:#fff}
.hero h1 .accent{display:block;font-style:italic;color:var(--brass-l);
  font-size:.52em;line-height:1.28;margin-top:.38em;letter-spacing:0}
.hero .sub{margin-top:1.15em;max-width:52ch;color:#ded7cc;font-size:clamp(1.02rem,.98rem + .25vw,1.15rem)}
.hero .sub strong{color:#fff;font-weight:500}

.creds{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:clamp(30px,4vw,48px);
  border-top:1px solid rgba(255,255,255,.22)}
.cred{padding:20px 22px 4px 0}
.cred + .cred{border-left:1px solid rgba(255,255,255,.16);padding-left:22px}
.cred b{display:block;font-family:var(--display);font-weight:400;font-size:clamp(1.35rem,1.1rem + .9vw,1.9rem);
  line-height:1.1;color:#fff}
.cred span{display:block;margin-top:.5em;font-family:var(--sans);font-size:.6rem;letter-spacing:.19em;
  text-transform:uppercase;color:#bdb3a4;line-height:1.5}
@media(max-width:760px){
  .hero{min-height:auto;padding-top:clamp(56px,16vw,90px);padding-bottom:8px}
  .hero-copy{max-width:none}
  .creds{grid-template-columns:1fr 1fr}
  .cred{padding:16px 14px 14px 0}
  .cred:nth-child(odd){border-left:0;padding-left:0}
  .cred:nth-child(n+3){border-top:1px solid rgba(255,255,255,.16)}
  .cred:nth-child(even){border-left:1px solid rgba(255,255,255,.16);padding-left:18px}
}

/* ============================================================
   RATE BAND
   ============================================================ */
.rates{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rule);
  border-bottom:1px solid var(--rule);margin-top:clamp(44px,6vw,70px)}
.rate{padding:clamp(26px,3vw,38px) clamp(14px,2vw,28px)}
.rate + .rate{border-left:1px solid var(--rule)}
.rate b{display:block;font-family:var(--display);font-weight:400;
  font-size:clamp(2rem,1.5rem + 1.9vw,3rem);line-height:1;color:var(--brass-d)}
.rate span{display:block;margin-top:.75em;font-family:var(--sans);font-size:.63rem;letter-spacing:.17em;
  text-transform:uppercase;color:var(--muted);line-height:1.65}
@media(max-width:760px){
  .rates{grid-template-columns:1fr 1fr}
  .rate:nth-child(odd){border-left:0}
  .rate:nth-child(n+3){border-top:1px solid var(--rule)}
}

/* ============================================================
   SPLITS
   ============================================================ */
.split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);
  gap:clamp(38px,6vw,88px);align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.figure svg{width:100%;height:auto}

.photo-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);
  gap:clamp(34px,5vw,72px);align-items:center}
.photo-split .ph{position:relative;isolation:isolate}
.photo-split .ph img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.photo-split .ph::after{content:"";position:absolute;inset:auto -14px -14px auto;width:52%;height:52%;
  border-right:1px solid var(--brass);border-bottom:1px solid var(--brass);z-index:-1}
@media(max-width:900px){.photo-split{grid-template-columns:1fr;gap:34px}
  .photo-split .ph::after{display:none}}

/* ============================================================
   NUMBERED STEPS
   ============================================================ */
.steps{margin-top:clamp(40px,5vw,64px);border-top:1px solid var(--rule)}
.step-row{display:grid;grid-template-columns:auto minmax(0,15rem) minmax(0,1fr);
  gap:clamp(20px,4vw,52px);align-items:baseline;padding:clamp(24px,3vw,36px) 0;
  border-bottom:1px solid var(--rule)}
.step-row .n{font-family:var(--display);font-weight:400;
  font-size:clamp(1.6rem,1.3rem + 1vw,2.2rem);line-height:1;color:var(--brass-l);min-width:1.6ch}
.step-row p{color:var(--ink-2);font-size:1.02rem}
@media(max-width:820px){
  .step-row{grid-template-columns:auto minmax(0,1fr);gap:14px 22px;align-items:start}
  .step-row p{grid-column:2}
}

/* ============================================================
   COMPARISON TABLE
   ============================================================ */
.tblwrap{margin-top:clamp(38px,5vw,58px);overflow-x:auto;-webkit-overflow-scrolling:touch;
  border-top:1px solid var(--ink)}
table.cmp{width:100%;min-width:660px;border-collapse:collapse;background:transparent}
table.cmp th,table.cmp td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--rule);
  font-size:.97rem;vertical-align:baseline}
table.cmp thead th{font-family:var(--sans);font-size:.63rem;font-weight:500;letter-spacing:.18em;
  text-transform:uppercase;color:var(--muted);padding-top:18px;padding-bottom:18px;
  border-bottom:1px solid var(--rule-2)}
table.cmp thead th.hl{color:var(--brass-d);background:#fff;box-shadow:inset 0 2px 0 var(--brass)}
table.cmp tbody th{font-weight:400;color:var(--ink);width:30%;padding-left:0}
table.cmp td.hl{background:#fff}
table.cmp .yes{color:var(--ink);font-weight:500}
table.cmp .no{color:var(--muted)}
table.cmp td.hl .yes{color:var(--brass-d);font-weight:600}
.tblnote{margin-top:22px;font-size:.88rem;color:var(--muted);max-width:70ch}

/* ============================================================
   PARTNER COLUMNS
   ============================================================ */
.cols3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(26px,3.4vw,48px);
  margin-top:clamp(40px,5vw,64px)}
.pcard{border-top:1px solid var(--ink);padding-top:22px}
.pcard .role{font-family:var(--sans);font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;
  color:var(--brass-d);margin-bottom:.9em}
.pcard h3{margin-bottom:.55em}
.pcard p{color:var(--ink-2);font-size:.99rem}
@media(max-width:880px){.cols3{grid-template-columns:1fr}}

/* ============================================================
   DARK BANDS
   ============================================================ */
.band{background:var(--dark);color:#e9e3d9;padding-block:clamp(62px,7vw,96px)}
.band h2{color:#fff;margin-top:.5em}
.band p{color:#c8c0b4;margin-top:1.1em;max-width:62ch}
.band.centered p{margin-inline:auto}
.band .eyebrow{color:var(--brass-l)}
.band .eyebrow::before{background:var(--brass-l)}
.band .btn-row{margin-top:2em}
.band .note{margin-top:1.6em;font-family:var(--sans);font-size:.63rem;letter-spacing:.18em;
  text-transform:uppercase;color:#8e8578}
.brandlist{margin-top:clamp(28px,3.4vw,42px);font-family:var(--sans);font-size:.68rem;
  letter-spacing:.16em;text-transform:uppercase;color:#b7ad9d;line-height:2.4;max-width:74ch;
  margin-inline:auto}
.brandlist span{display:inline-block;white-space:nowrap}
.brandlist span::after{content:"·";margin:0 .85em;color:var(--brass)}
.brandlist span:last-child::after{content:""}

/* ============================================================
   ESTIMATOR
   ============================================================ */
.est-shell{max-width:800px;margin-inline:auto}
.card{background:#fff;border:1px solid var(--rule-2);padding:clamp(26px,4vw,44px)}

.prog{display:flex;gap:0;margin:0 0 clamp(26px,3vw,36px);border-bottom:1px solid var(--rule)}
.prog div{flex:1;font-family:var(--sans);font-size:.6rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--rule-2);padding:0 4px 12px;text-align:center;position:relative;transition:color .25s}
.prog div::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;background:transparent;
  transition:background .25s}
.prog div.done{color:var(--muted)}
.prog div.done::after{background:var(--rule-2)}
.prog div.active{color:var(--brass-d)}
.prog div.active::after{background:var(--brass)}
@media(max-width:560px){.prog div{font-size:.53rem;letter-spacing:.08em}}

.pane{display:none}
.pane.active{display:block}
.pane h2{font-size:clamp(1.3rem,1.15rem + .8vw,1.7rem)}
.pane .psub{margin-top:.6em;color:var(--muted);font-size:.98rem}

.opts{margin-top:clamp(20px,2.6vw,28px);display:grid;gap:10px}
.opt{display:flex;align-items:flex-start;gap:16px;padding:17px 19px;border:1px solid var(--rule);
  cursor:pointer;background:#fff;transition:border-color .18s,background .18s;text-align:left;width:100%}
.opt:hover{border-color:var(--rule-2)}
.opt .dot{flex:none;width:13px;height:13px;border:1px solid var(--rule-2);margin-top:.42em;
  transition:border-color .18s,background .18s,box-shadow .18s}
.opt.sel{border-color:var(--brass);background:#fdfbf7}
.opt.sel .dot{border-color:var(--brass);background:var(--brass);box-shadow:inset 0 0 0 2px #fff}
.opt > span:last-child{display:block;flex:1}
.opt .t{display:block;font-family:var(--display);font-size:1.05rem;line-height:1.35}
.opt .d{display:block;margin-top:.28em;font-size:.87rem;color:var(--muted);line-height:1.5}

.field{margin-top:22px}
.field:first-of-type{margin-top:clamp(20px,2.6vw,28px)}
.k{display:block;font-family:var(--sans);font-size:.63rem;font-weight:500;letter-spacing:.17em;
  text-transform:uppercase;color:var(--ink-2);margin-bottom:9px}
.ctrl{position:relative;display:block}
.ctrl > .cur{position:absolute;left:15px;top:50%;transform:translateY(-50%);color:var(--muted);
  font-family:var(--sans);font-size:.95rem;pointer-events:none}
input[type=text],input[type=email],input[type=tel],input[type=number],select{
  width:100%;padding:15px 16px;border:1px solid var(--rule-2);background:#fff;border-radius:0;
  font-family:var(--sans);font-size:1rem;-webkit-appearance:none;appearance:none;
  transition:border-color .18s,box-shadow .18s}
.ctrl.money input{padding-left:32px}
input:focus,select:focus{outline:none;border-color:var(--brass);box-shadow:inset 0 -2px 0 var(--brass)}
input::placeholder{color:#b3aca2;font-style:italic;font-family:var(--serif)}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' fill='none' stroke='%2377716a' stroke-width='1.3'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 16px center;padding-right:40px;cursor:pointer}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:560px){.row2{grid-template-columns:1fr}}
.hint{margin-top:9px;font-size:.85rem;color:var(--muted);line-height:1.58}

.estnav{display:flex;align-items:center;justify-content:space-between;gap:18px;
  margin-top:clamp(26px,3vw,36px);padding-top:22px;border-top:1px solid var(--rule)}
.estnav .btn{padding:1em 1.9em}
.err{font-size:.88rem;color:var(--warn);flex:1;text-align:center;line-height:1.4}

#result{display:none}
.rhead{border:1px solid var(--rule);border-top:2px solid var(--rule-2);padding:clamp(26px,3.4vw,38px);
  text-align:center;background:var(--wash)}
.rhead.q{border-top-color:var(--brass);background:#fdfbf7}
.rhead.nq{border-top-color:var(--ink-2)}
.rhead .hitlabel{font-family:var(--sans);font-size:.62rem;letter-spacing:.19em;text-transform:uppercase;color:var(--muted)}
.rhead .hit{font-family:var(--display);font-weight:400;
  font-size:clamp(2.4rem,1.8rem + 2.6vw,3.6rem);line-height:1.05;margin-top:.24em}
.rhead .status{display:inline-block;margin-top:1.1em;font-family:var(--sans);font-size:.62rem;
  letter-spacing:.19em;text-transform:uppercase;padding:.85em 1.5em;border:1px solid var(--rule-2);color:var(--ink-2)}
.rhead.q .status{border-color:var(--brass);color:var(--brass-d)}

.breakdown{margin-top:clamp(26px,3vw,36px)}
.breakdown h3{font-family:var(--sans);font-size:.64rem;font-weight:500;letter-spacing:.2em;
  text-transform:uppercase;color:var(--muted);padding-bottom:12px;border-bottom:1px solid var(--rule)}
.li{display:flex;align-items:baseline;justify-content:space-between;gap:20px;
  padding:12px 0;border-bottom:1px solid var(--rule);font-size:.99rem}
.li > span:first-child{color:var(--ink-2)}
.li .v{font-family:var(--sans);font-size:.98rem;white-space:nowrap}
.li.sub{font-size:.92rem}
.li.sub > span:first-child{color:var(--muted);padding-left:1.2em}
.li.total{border-bottom:1px solid var(--ink)}
.li.total > span:first-child{color:var(--ink);font-weight:500}
.li.total .v{font-weight:600}

.qbox{margin-top:clamp(26px,3vw,36px);padding:clamp(22px,2.8vw,30px);border-left:2px solid var(--rule-2);
  background:var(--wash)}
.qbox.qual{border-left-color:var(--brass);background:#fdfbf7}
.qbox.noqual{border-left-color:var(--ink-2)}
.qbox h3{font-size:1.22rem}
.qbox p{margin-top:.7em;color:var(--ink-2);font-size:1rem}

.calwrap{display:none;margin-top:clamp(30px,3.6vw,42px);padding-top:clamp(26px,3vw,34px);
  border-top:1px solid var(--rule)}
.calwrap h3{font-size:1.2rem}
.calwrap .csub{margin-top:.5em;color:var(--muted);font-size:.94rem}
#calMount{margin-top:20px;min-height:640px}
#calMount iframe{width:100%;min-height:640px;border:none;display:block}

.disc{margin-top:clamp(24px,3vw,32px);font-size:.79rem;line-height:1.72;color:var(--muted)}
.disc strong{color:var(--ink-2);font-weight:600}

/* ============================================================
   FAQ
   ============================================================ */
.faq{margin-top:clamp(34px,4vw,52px);border-top:1px solid var(--ink)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{list-style:none;cursor:pointer;padding:22px 44px 22px 0;position:relative;
  font-family:var(--display);font-size:clamp(1.06rem,1rem + .3vw,1.22rem);line-height:1.35;
  transition:color .2s}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--brass-d)}
.faq summary::after,.faq summary::before{content:"";position:absolute;right:6px;top:50%;background:var(--brass);
  transition:transform .25s ease,opacity .2s ease}
.faq summary::before{width:13px;height:1px;margin-top:-.5px}
.faq summary::after{width:1px;height:13px;margin-top:-6.5px;right:12px}
.faq details[open] summary::after{transform:rotate(90deg);opacity:0}
.faq details p{padding:0 0 24px;color:var(--ink-2);max-width:72ch}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:var(--dark);color:#a89f92;padding-block:clamp(56px,6vw,80px);font-size:.93rem}
.fcols{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:clamp(28px,4vw,56px)}
@media(max-width:800px){.fcols{grid-template-columns:1fr;gap:32px}}
.site-footer h4{font-family:var(--sans);font-size:.64rem;font-weight:500;letter-spacing:.2em;
  text-transform:uppercase;color:#e0d8cc;margin-bottom:1em}
.site-footer p{line-height:1.8}
.site-footer a{color:#cdc4b6;text-decoration:none;border-bottom:1px solid rgba(205,196,182,.32)}
.site-footer a:hover{color:#fff;border-color:#fff}
.fbrand{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.fbrand img{width:36px;height:auto;filter:brightness(0) invert(1);opacity:.9}
.fbrand strong{font-family:var(--sans);font-size:.76rem;font-weight:500;letter-spacing:.22em;
  text-transform:uppercase;color:#e6dfd4}
.site-footer .disc{margin-top:clamp(38px,4.5vw,56px);padding-top:26px;border-top:1px solid rgba(255,255,255,.12);
  color:#8b8377;font-size:.76rem}
.site-footer .disc strong{color:#b3aa9c}

/* ============================================================
   STICKY MOBILE CTA
   ============================================================ */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:70;background:var(--ink);
  transform:translateY(100%);transition:transform .3s ease;display:none}
.sticky-cta a{display:block;padding:16px;text-align:center;text-decoration:none;color:#fff;
  font-family:var(--sans);font-size:.7rem;letter-spacing:.19em;text-transform:uppercase}
.sticky-cta.show{transform:none}
@media(max-width:820px){.sticky-cta{display:block}}

/* ---------- UTILITIES ---------- */
.skip{position:absolute;left:-9999px;top:0;background:#fff;color:var(--ink);padding:12px 20px;z-index:200;
  font-family:var(--sans);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase}
.skip:focus{left:12px;top:12px}
.vh{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important}
}

@media print{
  .site-header,.sticky-cta,.calwrap,.btn{display:none !important}
  body{color:#000;background:#fff}
}

/* hero fits above the fold: tighter CTA gap than the general rule */
.hero .btn-row{margin-top:1.7em;width:max-content;max-width:100%}
@media(max-width:600px){.hero .btn-row{width:auto}
  .hero .btn-row .btn{flex:1 1 100%}}
.sticky-cta.hide{transform:translateY(100%)}

/* SMS consent — express opt-in, unchecked by default */
.consent{display:flex;gap:12px;align-items:flex-start;margin-top:20px;padding:15px 16px;
  border:1px solid var(--rule);background:var(--wash);cursor:pointer;transition:border-color .18s}
.consent:hover{border-color:var(--rule-2)}
.consent:focus-within{border-color:var(--brass)}
.consent input[type=checkbox]{flex:none;width:17px;height:17px;margin:.18em 0 0;accent-color:var(--brass);cursor:pointer}
.consent span{font-size:.83rem;line-height:1.6;color:var(--ink-2)}

/* ============================================================
   LEGAL PAGES (privacy, terms)
   ============================================================ */
.legal{padding-block:clamp(48px,6vw,84px) clamp(64px,8vw,110px)}
.legal .doc{max-width:74ch;margin-inline:auto}
.legal .eyebrow{margin-bottom:.9em}
.legal h1{font-size:clamp(1.9rem,1.4rem + 2.2vw,2.9rem)}
.legal .eff{margin-top:1.2em;padding-top:1.2em;border-top:1px solid var(--rule);
  font-family:var(--sans);font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.legal h2{font-size:clamp(1.15rem,1.05rem + .5vw,1.4rem);margin-top:2.4em;
  padding-top:1.1em;border-top:1px solid var(--rule)}
.legal h2:first-of-type{margin-top:2em}
.legal h3{font-size:1.02rem;margin-top:1.6em}
.legal p{margin-top:1em;color:var(--ink-2);font-size:1.01rem}
.legal ul{margin-top:1em;padding-left:1.3em;color:var(--ink-2);font-size:1.01rem}
.legal li{margin-block:.45em}
.legal li::marker{color:var(--brass)}
.legal strong{color:var(--ink)}
.legal a{color:var(--brass-d)}
.legal .callout{margin-top:1.4em;padding:18px 20px;border-left:2px solid var(--brass);
  background:var(--wash)}
.legal .callout p{margin-top:0}
.legal .callout p + p{margin-top:.8em}
.legal .backlink{display:inline-block;margin-top:3em;font-family:var(--sans);font-size:.72rem;
  letter-spacing:.18em;text-transform:uppercase;text-decoration:none;color:var(--brass-d);
  border-bottom:1px solid var(--brass);padding-bottom:.35em}
.legal .backlink:hover{color:var(--ink);border-color:var(--ink)}
.legal .contact{margin-top:1.2em;font-size:1.01rem;line-height:1.9;color:var(--ink-2)}